Assessing the Impact of Digital Financial Transformation on Investment Management Efficiency: An Empirical Study of Leading Global Insurance Companies (2016–2025)
Abstract
Adopting DFT technology, therefore, can promote the insurance industry to shift towards more operation simplification. This paper examines the impact of DFT on the operational simplification of investment management at six large international insurers from 2016 to 2025: Allianz (Germany), AXA (France), Zurich Insurance Group (Switzerland), Prudential Financial (USA), MetLife (USA), and Ping An Insurance (China). Based on panel data, this paper examines the effect of different KPIs or operational simplifications on investment return, portfolio diversification, operating cost, and risk-adjusted performance. It identifies a statistically significant positive association at both local and regional levels between the DFT efforts and the operational simplification of investment management. It helps the practitioners of the sector fully exploit the digital innovations to serve their invested strategy.
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References
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Published
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2026-07-09
