"The receptivity of the smart card by Iraqi university professors An Empirical Study at Baghdad University / Jadria" (2014) Al Kut Journal of Economics and Administrative Sciences, 6(15), ص 104–131. موجود في: https://kjeas.uowasit.edu.iq/index.php/kjeas/article/view/186 (تاريخ الوصول: 1 سبتمبر 2026).