Electronic payment systems (the concept,advantages, and disadvantages) and the possibility of benefit in the management of banking . KJEAS [انترنت]. 12 أغسطس، 2009 [وثق 31 أغسطس، 2026];1(1):132-53. موجود في: https://kjeas.uowasit.edu.iq/index.php/kjeas/article/view/8