"The role of financial agility as a driving force for improving data-driven innovation capabilities: an applied study" (2026) Al Kut Journal of Economics and Administrative Sciences, 17(60), ص 1094–1124. موجود في: https://kjeas.uowasit.edu.iq/index.php/kjeas/article/view/1149 (تاريخ الوصول: 22 سبتمبر 2026).